All major credit cards are accepted. When paying with a credit card, your subscription amount will appear on your credit card statement. Existing customers may be eligible to pay by invoice and can contact support to check their eligibility for this payment method. For Microsoft 365 plans, depending on your choice of service, you’ll be billed monthly or annually.

To provide you with the greatest amount of flexibility, different commitment terms and payment options are available.

• Monthly commitment with monthly payment: Sign up for a monthly subscription and pay month-to-month and cancel at any time.
• Annual commitment with monthly payment: Sign up for a one-year subscription and pay monthly.
• Annual commitment with annual payment: Sign up for a one-year subscription and pay for the entire year upfront.

Microsoft 365 Business Basic, Business Standard, and Business Premium offer advanced tools and features specifically designed for businesses, including:

• Professional business email: Create and use a branded email address with your business domain (e.g., yourname@yourbusiness.com).
• Admin and IT management controls: Manage access, permissions, and devices through the Microsoft 365 admin center, which is designed for businesses.
• Scalability: Easily add users or upgrade plans as your business grows, with flexible licensing options that adapt to your changing needs. 
• Enhanced security features: Protect your business against email phishing, spam, and malware with Exchange Online Protection. Business Premium also includes Microsoft Defender for Business, offering ransomware protection with automatic threat disruption, advanced antivirus capabilities, and tools for managing vulnerabilities.
• Advanced collaboration tools: For plans with Microsoft Teams, access enhanced features such as meeting recordings, transcription, and team workspaces optimized for business collaboration.
• Business apps: Run your business with tools such as Microsoft Bookings for appointment scheduling.
• Microsoft 365 Copilot: Available as an add-on, Microsoft 365 Copilot is an AI assistant for work that boosts productivity and creativity to help you grow and run your business.

Get AI features, including grammar and style suggestions with Microsoft Editor, focused inbox and suggested replies in Outlook, and live captions and meeting transcription in plans with Teams. For business users signed in with a Microsoft Entra ID, Microsoft 365 Copilot Chat offers limited AI-powered chat with enterprise data protection. While Copilot Chat uses public web data for tasks such as research and analysis, it doesn’t integrate with Microsoft 365 apps or organizational content such as files, emails, or chats. For deeper integration and extensibility, businesses should purchase Microsoft 365 Copilot as an add-on, which connects directly to productivity apps and organizational data

Your data is yours. If you decide to cancel your Microsoft 365 subscription, you can download your data—for example, email and documents on team sites—and save it to another location. You should save your data before you cancel. After you cancel your subscription, data associated with your Microsoft 365 account will be available to your administrator(s) in a limited function account for 90 days. 

No. Microsoft 365’s applications are tailored for each platform and each operating system. The applications available for Mac users and the specific features included may be different from those available for PC users. With Microsoft 365, you can be flexible. With your account, you are not limited to exclusively Mac or exclusively PC, so you can transition across devices.